Services Background
Our Expertise

Financial Infrastructure for the Digital Age

Scalable, secure, and developer-friendly solutions to power your business payments and banking operations.

Payment Infrastructure

The backbone of modern commerce. Accept payments from anywhere and disburse funds to anyone, instantly.

Collections

Withspay Pay-In

Accept payments from your customers using UPI, Net Banking, Cards, and more. Our unified API makes integration a breeze.

  • Smart Routing: Automatically routes transactions through the best performing gateway.
  • Instant Settlment: Get access to your funds faster with our automated settlement cycles.
  • High Success Rates: Optimized flows to ensure maximum conversion.
Integrate Now
Payment Request
Active
Customer Name Aditya Sharma
Amount ₹ 12,500.00
Success Rate 99.8%
Disbursements

Withspay Payout

Automate vendor payments, customer refunds, and employee salaries with our powerful payout infrastructure.

  • Bulk Payouts: Process thousands of payments in seconds via API or Dashboard.
  • 24/7 Processing: IMPS, NEFT, and RTGS support even on holidays.
  • Smart Reconciliation: Automated tracking of every transaction status.
Learn More
Sent to Vendor Global Logistics Ltd.
- ₹ 45,000
Batch Processing 85% Complete
Banking Services

Aadhaar & Essential Banking

Bring banking to the doorstep of every citizen with our secure Aadhaar-enabled solutions.

AEPS

Aadhaar Enabled Payment System for cash withdrawals and balance inquiries using biometric authentication.

  • Cash Withdrawal
  • Balance Inquiry
  • Mini Statement

DMT 2.0

Next-gen Domestic Money Transfer. Send money to any bank account in India instantly, 24/7/365.

  • Instant Credits
  • Low Surcharges
  • OTP Verified Secure

Micro ATM

Turn any shop into a mini-bank. Accept all major debit cards for cash withdrawal and more.

  • All Bank Cards
  • Bluetooth Enabled
  • Long Battery Life

Complete Financial Ecosystem

Beyond payments, we offer a comprehensive suite of utility and financial services to help you scale your business and serve customers better.

Pay all utility bills including electricity, water, gas, and DTH. Support for 20,000+ billers across India.

Instant mobile and DTH recharges for all major operators with the highest commission rates in the industry.

Offer Two-wheeler, Four-wheeler, Health, and Term insurance policies instantly without physical documentation.
MSME Loans

Quick working capital loans for small businesses with minimal documentation.

PAN Card

New PAN card application and corrections with simplified digital processing.

CMS

Cash Management System for collecting premiums and EMIs for 100+ NBFCs.

API Solutions

Developer-friendly APIs for all our services to integrate into your own portal.

Ready to Transform Your Business?

Join thousands of businesses that trust Withspay for their financial technology needs. Get started today and experience the future of fintech.

Contact Sales Start Free Trial